The Templar Post
Buying your first home in the UK can feel overwhelming. Between deposits, mortgage applications, and understanding all the jargon, it’s easy to get lost. However, with the right advice and preparation, the process can be much smoother — and even enjoyable. In this guide, we’ll cover everything first-time buyers need…
If your fixed-rate mortgage is coming to an end, you could soon be paying more than you need to—especially if you leave it too late to review your options. If your deal ends within the next 3 to 6 months, now is the ideal time to start planning your next…
Housing stock increased before election
In June, the housing market saw a boost in stock as sellers hoped to get ahead of any post-election market boom.
Will higher mortgage rates be the norm?
Market experts have predicted that mortgage rates of 4.5% will be the new normal in the UK
Young homeowners without life insurance
A recent survey has found that 28% of young adults with a mortgage do not have life cover.
Decline in essential cover
The number of people taking out protection policies continued to decline last year according to research
Mortgage costs are set to keep rising
Cuts to Bank Rate may be expected to ease some short-term financial pressure this year, but a report from the Bank of England suggests that mortgage payments are likely to rise for around three million households by 2026.
Young adults need life insurance too
A recent report has found that most young adults in the UK do not have life insurance, even though it is one of the most important financial products that you could have.
Protection – go above and beyond
If you already have adequate cover in place, it can be easy to assume that there is nothing more to be done. However, there are extra steps you can take to make sure that you and your loved ones are fully protected in the event of a claim.