• 07930 895 118
    Call now

Hello, I’m

Hello, I’m​ David Thompson (CeMAP, CeRER)
Mortgage Adviser
Your Trusted Partner for Mortgages and Financial Solutions
Welcome! I’m here to guide you through mortgages, remortgages, debt consolidation, and personal and business protection. With years of experience, I provide tailored advice and solutions to meet your unique needs.
Why Work with Me?
  • 1. Wide Range of Lenders: I have access to numerous lenders to find the best deals for you.
  • 2. Expert Advice: Benefit from my knowledge and experience to make informed decisions.
  • 3. Save Time and Money: I’ll handle the hard work, ensuring you get the best financial solutions efficiently.
Book an appointment
Let’s find the best solution for you!

Integrity

Transparency

Confidentiality

Arrange your initial chat now!

Your information will only be used to answer your enquiry and will not be retained for marketing purposes. 

Understanding Business Insurances:

Protecting Your Income, Profits, Loans, Shares, and Family

Business insurances are designed to protect your business and its key stakeholders from financial hardships of not being able to work due to unemployment by sickness or accident, critical illness, terminal illness, or sudden death. These insurances provide a financial safety net, ensuring the stability and continuity of your business during challenging times.

Here are the top 8 questions customers ask when looking to protect their income, profits, loans, shares, and family with business insurances:

Key person insurance provides financial protection if a vital member of your business, such as a director or key employee, is diagnosed with a critical illness or passes away. The insurance pays out a lump sum to help cover the costs of finding a replacement and maintaining business operations.
Business loan protection ensures that any outstanding business loans are paid off if a key person in the business dies or is diagnosed with a critical illness. This prevents the burden of debt from falling on the remaining partners or family members.
Shareholder protection insurance provides funds to buy out the shares of a deceased or critically ill shareholder. This ensures that the remaining shareholders retain control of the business and that the deceased shareholder’s family receives fair compensation.
Business income protection insurance pays a monthly benefit if you’re unable to work due to illness or injury. This helps cover your personal income needs, ensuring that you can continue to support yourself and your family while recovering.
Critical illness cover for businesses provides a lump sum payment if a key person is diagnosed with a specified serious illness, such as cancer, heart attack, or stroke. This money can be used to cover medical expenses, hire temporary staff, or keep the business running smoothly.
Business succession planning with insurance involves using life insurance or critical illness cover to ensure a smooth transition of business ownership. It provides the necessary funds to buy out a deceased or critically ill partner’s shares, ensuring business continuity.
The amount of cover needed depends on your business’s size, structure, and financial obligations. A mortgage adviser specialising in this area adviser can help assess your business’s needs and recommend the appropriate level of cover to protect your income, profits, loans, shares, and family.

The cost of business insurances varies based on factors like the age and health of key persons, the level of cover chosen, and the nature of the business. While premiums can vary, the peace of mind and financial security provided by business insurances are invaluable.

Business insurances are essential for ensuring that your business and its key personal are protected against the financial impact of unexpected events. If you have any questions or need help finding the right cover, reach out to us for expert advice and personalized solutions tailored to your business needs.

HOW MUCH CAN I BORROW?

CALCULATOR

Follow us

Facebook-square X-twitter-square Instagram Linkedin

Useful Links

Contact Me

  • Apt 11, Woodbrook House, 46, New House Farm Drive, Northfield, Birmingham 831 2GP
  • Birmingham – 0121 453 4244
    Loughborough – 01509 457458
    Mobile – 07930 895118
  • david@templar-mortgages.co.uk

Integrity

Transparency

Confidentiality

Your home may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home.

As with all insurance policies, conditions and exclusions will apply.

Templar Mortgages and Protection is registered in England & Wales under number 15371139. Registered address is – 11, Wood Brook House, 46, New House Farm Drive, Northfield, Birmingham, B31 2GP.

Templar Mortgages and Protection is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.

  • Copyright 2025, All rights reserved.Website developed and maintained by IIHGLOBAL